Bank Impersonation Schemes
Fraudsters mimic official bank communications to steal account credentials. Verify all requests directly with your bank.
Synthetic Identity Theft
Criminals combine real and fabricated data to create new identities for illicit financial gain. Monitor credit reports regularly.
AI Voice Cloning Fraud
Sophisticated AI replicates voices to deceive family members or colleagues for urgent money transfers. Establish verbal codewords.
Enforcing Transparent Security for Public Protection
The Federal Trade Commission is committed to safeguarding citizens from deceptive commercial practices and digital fraud, providing clear, actionable defense.
Federal Safety Protocols
Implement these verified federal protocols immediately to secure your digital financial privacy and report incidents effectively.
Freeze Your Credit
Secure Online Credentials
Document All Threats
Prevent new accounts from being opened in your name by freezing credit with all three major bureaus.
Use strong, unique passwords and enable multi-factor authentication on all sensitive online accounts.
Keep detailed records of suspicious communications, transactions, and any identity theft incidents for reporting.
Your reports help federal investigators track and prevent emerging fraud. If you've encountered an unlisted scam, report it here.